60 +
Years of experience
Our Promise To You
Foundation Home Loans provides the Gold Standard in mortgage lending. Our clients can expect exceptional customer service from their mortgage lender and our knowledgeable support staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly and On Time!
why choose FOUNDATION ?
Building Foundations For A Brighter Future
Purchase
Buying a home offers many advantages, one of the most significant being that it allows you to build equity (ownership) when you pay your mortgage each month.
Refinance
Changing the terms of your loan can benefit you and maximize your monthly income. A lower monthly mortgage payment can help free-up money so you can save, invest or use for other expenses.
Programs
We offer a variety of Home Loans and Mortgage Products. Make your purchase, refinance or investment a well informed decision by comparing all products that we have available.
what we offer ?
Loan Programs
We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.
Conventional Loan
as low as 3% down
- 30-, 25-, 20-, 15- and 10-year terms available
- As little as 3% down without assistance or 0% down with down payment assistance
- Refinance up to 95% of your primary home's value
Adjustable Loan
as low as 3.5% down
- 3/1, 5/1, and 7/1 ARMs. Monthly payments based on a 30 year repayment schedule
- As little as 3.5% down
- The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
FHA Loan
as low as 3.5% down
- Minimum credit score usually 620.
- Post-bankruptcy qualifying - 2 years after.
- Post-foreclosure qualifying - 3 years after.
USDA Loan
as low as 0% down
- Property must be located in eligible area (rural/less populated areas)
- Purchase and Refinance loans available for Primary Residences
- Refinance loans only available to current USDA mortgage loan holders
VA Loan
as low as 0% down
- Exclusive benefits for military and veterans.
- Higher allowable debt-to-income ratios than for many other loans.
- Competitive interest rates that are routinely lower than conventional rates.
DSCR Loan
homeowners - 62 years or older
- Line of Credit option provides a “safety net” for the unexpected
- Monthly mortgage payment is not required (1)
- Lifetime Monthly Income is an option
Are You Ready to Get Started?
Changing the terms of your loan can benefit you and maximize your monthly income. If you are ready to apply for your mortgage refinance just click the button below.
Testimonials
We are committed to provide the highest quality service!
